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Thread: Biden's IRS to target Cashapp (mostly used by blacks)

  1. #1

    Biden's IRS to target Cashapp (mostly used by blacks)

    This is for @AntiFederalist and anyone else fooled into thinking Biden actually gives a rip about or is "delivering the goods" black people.

    https://www.wcnc.com/article/money/i...2-e33a1eda2eb5
    New IRS rule will affect cash app users: What to know
    If you are using a cash app for business and make more than $600 a year in transactions, the IRS wants to know.


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    Author: Bill McGinty
    Published: 11:22 AM EDT October 19, 2021
    Updated: 9:26 PM EDT October 19, 2021
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    CHARLOTTE, N.C. — Cash apps, including PayPal, Venmo and Zelle, will be subject to new tax rules starting Jan. 1, 2022.

    The Internal Revenue Service (IRS) wants to know who is using these apps and how much they're sending or receiving. The previous threshold for these apps was $20,000. Starting next year, the IRS wants to know about everything over $600.

    Who will they be looking at and why the change? It's part of the Biden American Rescue Plan.

    Chris Hobart with Hobart Wealth Management says this is a move to close the gap between the $20,000 and $600. Basically, Uncle Sam wants his cut of taxable income.

    So how will the IRS distinguish between business and personal transactions? People in households often split rent, mortgages and utilities. To make things simple, they pay each other, and those apps are easy ways to shift the money around quickly.

    "That's not going to be taxable," Hobart said. "It's just on goods sold or services provided."

    WCNC Charlotte is always asking "where's the money?" If you need help, reach out to the Defenders team by emailing money@wcnc.com.

    The app will notify the IRS for business transactions and generate a 1099K form. Financial experts recommend using one app for business and one for personal, that way things will be separate and easier to control, thus diminishing your likelihood of some sort of audit, which they say is low.

    If you have any further questions, the IRS' website will lay out the timeline, as well as expectations and rules for cash app users.

    Contact Bill McGinty at bmcginty@wcnc.com and follow him on Facebook.

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    And who mostly uses Cashapp?

    https://www.pewresearch.org/fact-tan...to-some-users/
    Payment apps like Venmo and Cash App bring convenience – and security concerns – to some users
    BY MONICA ANDERSON

    (Tim Scott/Getty Images)
    From books to dating, many aspects of life have gone digital, and wallets are no exception. Today, many Americans use the internet and smartphones to transfer money to friends, family and businesses. And while users praise these platforms for making paying for things easier, they also express concerns about security and privacy, according to a new Pew Research Center survey.

    A bar chart showing that Black Americans more likely than other racial and ethnic groups to say they use Cash App; Venmo use varies widely by age and household income
    PayPal – which was founded more than two decades ago – is used by a majority of U.S. adults (57%). Smaller shares report ever using Venmo (38%) or Zelle (36%) and about one-quarter (26%) say they have ever used Cash App, according to the survey, which was conducted July 5-17. In total, 76% of Americans say they have ever used at least one of these four payment sites or apps.

    Across each of the platforms measured in the survey, adults under 50 have adopted these tools at higher rates. But the starkest age gap relates to Venmo: 57% of 18- to 29-year-olds report using Venmo, compared with 49% of those ages 30 to 49 and smaller shares among those 50-64 (28%) and 65 and older (15%).

    How we did this

    Use of specific payment apps or websites also varies widely by race and ethnicity. For example, 59% of Black Americans say they ever use Cash App, compared with 37% of Hispanic Americans and even smaller shares of White (17%) or Asian Americans (16%). By contrast, Black adults are less likely than other racial or ethnic groups to report being a Venmo user.

    There are also differences by household income. Adults with upper incomes are more likely than middle- and lower-income adults to be users of Venmo or PayPal. In contrast, lower-income adults are the most likely to say they use Cash App: About 36% say this, compared with 24% of middle-income and 18% of upper-income adults.

    Why Americans do – or don’t – use these payment sites or apps
    When asked what motivates them to use these sites or apps, users most frequently point to ease. Roughly six-in-ten Americans who have ever used PayPal, Venmo, Zelle or Cash App (61%) say a major reason for doing so is because it makes paying for things easier.

    A chart showing that a majority of payment app or site users cite it being an easier way of paying as major reason for using; younger users stand out for citing splitting expenses
    About half of these users (47%) say a key factor for using these platforms is because it makes sending money to people safer. Smaller shares say a major reason they use these platforms is that other people they know use them (34%) or that it allows them to split expenses with others (21%).

    Reasons for using these tools vary by age. Some 44% of adults ages 18 to 29 who have used these payment sites or apps cite splitting expenses with others as a major reason, compared with 23% of those ages 30 to 49 and less than one-in-ten for those 50 and older. And users under 50 are more likely than those 50 and older to say a key factor is that other people they know use these sites or apps.

    A chart showing that older Americans who never use payment apps or sites are especially likely to cite lack of interest or trust as major reasons they forego these platforms
    While there are a host of reasons why people gravitate toward these payment apps or sites, there is a segment of the public that has never used them. One of the most cited barriers is lack of interest: 67% of Americans who say they have never used PayPal, Venmo, Zelle or Cash App say not being interested is a major reason.

    Those who do not have experience with these money-transferring platforms also point to a lack of necessity, as well as distrust. About six-in-ten non-users say a major reason for not using these payment apps or sites is because they don’t need them (59%) or because they don’t trust them with their money (58%). A much smaller share of this group (16%) cite lack of knowing how to use them as a major reason.

    Distrust is a key hindrance for many older Americans. Two-thirds of Americans 50 and older who have never used these payment apps or sites say a major reason for not using them is that they do not trust these platforms with their money. That share drops to 39% among those 18 to 49.

    This age pattern appears elsewhere, too: Older non-users are more likely than their younger counterparts to cite not needing these platforms, lack of interest or not knowing how to use them as major reasons why they do not use them.

    Some lack confidence that payment apps or sites keep consumers’ personal information safe
    As Americans have turned to digital options to purchase items or transfer money, concerns around security and hacking have followed. This has sparked a larger debate about the vulnerability of payment platforms and whether banks and payment app services have a responsibility to pay back consumers who have lost money due to fraud.

    A bar chart showing that about a third of payment app or site users say they have little or no confidence that personal information is safe from hackers
    The Center’s new survey finds mixed views among users on whether these platforms can safeguard people’s information from bad actors. About one-third of payment app or site users (34%) say they are a little or not at all confident that payment apps or sites keep people’s personal information safe from hackers or unauthorized users.

    By comparison, smaller shares of these payment app or site users (20%) say they are extremely or very confident these platforms keep people’s information safe from hackers or unauthorized users. The largest share (46%) report they are somewhat confident that payment apps or sites keep personal information away from hackers.

    Black users are more skeptical than other groups: 43% say they are only a little or not at all confident that payment sites and apps keep personal information safe from hackers or unauthorized users, compared with about one-third of White or Hispanic users. (There were not enough Asian American payment app or site users to be broken out into a separate analysis.)

    There are age differences as well. Adults 50 and older who have ever used these payment sites or apps are more likely than those 18 to 49 to describe their confidence level as a little or not at all confident (39% vs. 31%).

    People who have never used these payment platforms are highly skeptical that these services keep users’ information secure. Roughly eight-in-ten Americans who have never used these payment app or sites say they have a little (20%) or no confidence at all (59%) that these services keep people’s information safe.

    About one-in-ten payment app or site users say they have fallen victim to scams, hacking
    Americans’ concerns about the safety of their personal data come as some users report personally being the target of scams or hacking.

    A bar chart showing that Black and Hispanic payment app or site users are more likely than those who are White to say they’ve been scammed or had their account hacked
    Some 13% of people who have ever used PayPal, Venmo, Zelle or Cash App say they have sent someone money and later realized it was a scam, while a similar share (11%) report they have had their account hacked.

    These negative experiences are more prevalent among certain groups of users. Black and Hispanic Americans who use payment platforms (22% each) are about twice as likely as their White counterparts (10%) to say they have sent money to someone and later realized it was a scam. Black and Hispanic users are also more likely than White users to say they have had their account hacked.

    There are also differences by household income. Some 20% of Americans with lower incomes who have ever used these payment apps or sites say they have been the target of this type of a scam, while a similar share say the same about having their account hacked while using these platforms, compared with about one-in-ten or fewer users from middle- or upper-income households. Modest age differences exist, too. For example, 18% of 18- to 29-year-old payment app or site users say they were scammed out of money they sent, compared with 12% of those 30 and older.
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    "We as a country have lost faith and confidence in freedom." -- Ron Paul

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    The road to hell is paved with good intentions. No need to make it a superhighway.
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    The only way I see Trump as likely to affect any real change would be through martial law, and that has zero chances of success without strong buy-in by the JCS at the very minimum.



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  3. #2
    Quote Originally Posted by jmdrake View Post
    This is for @AntiFederalist and anyone else fooled into thinking Biden actually gives a rip about or is "delivering the goods" black people.
    ...
    Anyone who truly believes that "Biden actually gives a rip about or is "delivering the goods" [for] black people" is probably an ignorant, easily duped Democrat voter.

    But there are many more who are in on the scam (especially the MSM), and continually push the lie that Biden and Democrats care about poor and/or black people.
    "Foreign aid is taking money from the poor people of a rich country, and giving it to the rich people of a poor country." - Ron Paul
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    The views and opinions expressed here are solely my own, and do not represent this forum or any other entities or persons.

  4. #3
    How racist of Biden to target something that's mainly used by blacks.
    "Perhaps one of the most important accomplishments of my administration is minding my own business."

    Calvin Coolidge

  5. #4
    Use cash , not apps.
    Do something Danke

  6. #5
    Quote Originally Posted by jmdrake View Post
    This is for @AntiFederalist and anyone else fooled into thinking Biden actually gives a rip about or is "delivering the goods" black people.
    As I noted in the other thread on this subject, what the IRS is doing to CashApp and Venmo and all the rest is NOT part of the Executive Order demanding IRS change its audit selection algorithms to increase audit enforcement of white people. That's what started this argument and it is not relevant AFIAC.

    Here's what black voters in DeKalb county GA thought of Biden. Maybe that's why they voted for him.

    Biden just announced a $5.8 TRILLION budget, filled with social spending pork. Maybe that's why they voted for him.

    Biden could possibly support reparations. Maybe that's why they voted for him.

    There are only two choices here:

    1 - Blacks voted Biden and will continue to vote democrat because they either get, or are convinced that they will "get the goods" in the form of increased government spending on "social services" or reparations or what have you.

    2 - Blacks, or at least black voters, are so hopelessly dimwitted that they unanimously were duped by clever propaganda. They voted 90 to 8 percent in Biden's favor, which is close enough to unanimous for me.

    When you read the comments from Georgia that I posted above, not only is there the economic "goods" mentioned, but the universal theme of Trump is a racist and that Biden is a cool, articulate and polished "leader".

    All that now said, what difference does it make?

    It doesn't change the outcome if I think it's A or B above.
    Another mark of a tyrant is that he likes foreigners better than citizens, and lives with them and invites them to his table; for the one are enemies, but the Others enter into no rivalry with him. - Aristotle's Politics Book 5 Part 11

  7. #6
    Quote Originally Posted by jmdrake View Post
    ...fooled into thinking Biden actually gives a rip about or is "delivering the goods" black people.
    I still haven't figured out how the crime bill of 1994 didn't settle that once and for all.
    Quote Originally Posted by Swordsmyth View Post
    You only want the freedoms that will undermine the nation and lead to the destruction of liberty.

  8. #7
    Quote Originally Posted by acptulsa View Post
    I still haven't figured out how the crime bill of 1994 didn't settle that once and for all.
    Many people have historical amnesia. They can barely remember some stuff that happened last week, let alone something that happened in the 90s
    ''There were four million people in the American Colonies and we had Jefferson and Franklin. Now we have over 300 million and the two top guys are Trump and Biden. What can you draw from this? Darwin was wrong.'' ~ Mort Sahl

  9. #8
    I've always been baffled how nearly entire races of people or religions in america can vote for a dem party who represents them the least but I do believe it points to another problem in america that applies to all races and religions. The avg american has no ability to think for themselves and has no problem solving skills. This is how you arrive at the total economic destruction that has taken place right before everyones eyes just in the past 23 yrs with so little opposition . National debt from 5 trillion up 450 percent to 32 trillion, soon to start our third yr of third world double digit food inflation , social security and medicare monies being taken from payroll checks and still dumped into general fund where every cent of it is gone ten busimess days later, GDP averaging a dismal 1.9 percent per yr for that time and probably going down while the feds rake in record tax revenue and spend trillions more adding to the debt. The American economy has barely survived the past 22 years and wont make another 22 so games over basically because the population are retards. Amazing .
    Last edited by oyarde; 03-10-2023 at 11:53 AM.
    Do something Danke



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  11. #9
    They are after everyone. Depending on your favorite news source and talking heads, they are after YOU (not directed at the OP, but everyone) and YOUR group specifically.

    I read the headlines to know the direction of the winds, but try to keep my emotions out of it. It's not always easy, but keeping emotions out gets easier as apathy sets in. I think that's their plan.


    Will anyone seek to dissolve the IRS? No. People will just have them sic the other guy. Again this is not directed at anyone in particular, but that's where things are going.
    https://www.google.com/amp/s/www.dai...RS-audits.html
    IRS 'is developing new Biden-backed algorithm that'll see more white and Asian people targeted for tax audits to boost racial "equity"'
    BTW, I know this headline was posted in the other thread.
    Last edited by RJB; 03-10-2023 at 12:21 PM.
    ...

  12. #10
    Quote Originally Posted by Anti Federalist View Post
    As I noted in the other thread on this subject, what the IRS is doing to CashApp and Venmo and all the rest is NOT part of the Executive Order demanding IRS change its audit selection algorithms to increase audit enforcement of white people. That's what started this argument and it is not relevant AFIAC.
    YOU DIDN'T ACTUALLY READ THE ARTICLE YOU LINKED TO DID YOU!!!!

    Admit it. You just read the headline. Nowhere in the article does it actual quote from any executive order of Biden at all, let alone an executive order directing the IRS to target white and Asian taxpayers. What the article actually says is that a conservative groups has accused the Biden administration of doing that and is asking for a FOIA request in order to prove their accusation.. If it was already in the executive order they wouldn't need the FOIA. From the article itself.

    EXCLUSIVE: A conservative legal group is accusing the IRS of targeting White and Asian Americans with audits under the guise of "racial equity."

    America First Legal Foundation, a nonprofit group fighting against executive overreach, filed a Freedom of Information Act (FOIA) request Tuesday taking issue with an executive order signed by President Biden last week.

    AFL says the executive order shows the administration "intends to alter Internal Revenue Service’s audit algorithms to target white, Asian, or mixed-race taxpayers."

    Biden signed the order Feb. 16, directing all federal agencies to produce an annual "equity action plan" aimed at removing barriers to agency resources for "underserved communities."

    What does Biden mean by "promoting racial equity?" It's hard to say. Consider this. Black Americans tend to give more indirect charitable contributions than white Americans. The IRS tax code says this about charitable giving currently:

    You may deduct charitable contributions of money or property made to qualified organizations if you itemize your deductions. Generally, you may deduct up to 50 percent of your adjusted gross income, but 20 percent and 30 percent limitations apply in some cases. Tax Exempt Organization Search uses deductibility status codes to identify these limitations.

    Donald Trump infamously "donated" through his charitable trust the fee that his son Baron needed for the Boy Scouts. Most middle and lower income people do not have such a charitable trust and the people in the income bracket that typically has such a trust tend to be white. Why have some type of charitable deductions that you can deduct up to 50 percent and another type that you can only deduct up to 20 or 30 percent? The easiest way to get rid of the inequity would be to scrap the income tax altogether in favor of a flat VAT tax! Of course Biden isn't going to do that. But he's not going to really help black people either.

    Now, compare that story with this other recent story from Fox News:

    https://www.foxbusiness.com/politics...ing-under-400k
    Yellen doesn't deny that 90% of new IRS audits would affect those making under $400K

    So at the exact same time that you have one conservative group making the accusation (without evidence) that the IRS is planning on targeting "whites and Asians" you have Janet Yellen being put on the hot seat for targeting almost all new audits at the bottom have of the income scale. Which races are at the bottom half of the income scale? Hint, it's not "whites and Asians." So we don't have any actual evidence of whites and Asians being targeted (again, that's why the FOIA is needed) but we do have testimonial evidence of middle and lower income people being targeted (again, Yellen had the chance to deny that and didn't.)
    Last edited by jmdrake; 03-14-2023 at 11:11 PM.
    9/11 Thermate experiments

    Winston Churchhill on why the U.S. should have stayed OUT of World War I

    "I am so %^&*^ sick of this cult of Ron Paul. The Paulites. What is with these %^&*^ people? Why are there so many of them?" YouTube rant by "TheAmazingAtheist"

    "We as a country have lost faith and confidence in freedom." -- Ron Paul

    "It can be a challenge to follow the pronouncements of President Trump, as he often seems to change his position on any number of items from week to week, or from day to day, or even from minute to minute." -- Ron Paul
    Quote Originally Posted by Brian4Liberty View Post
    The road to hell is paved with good intentions. No need to make it a superhighway.
    Quote Originally Posted by osan View Post
    The only way I see Trump as likely to affect any real change would be through martial law, and that has zero chances of success without strong buy-in by the JCS at the very minimum.

  13. #11
    Quote Originally Posted by RJB View Post
    They are after everyone. Depending on your favorite news source and talking heads, they are after YOU (not directed at the OP, but everyone) and YOUR group specifically.

    I read the headlines to know the direction of the winds, but try to keep my emotions out of it. It's not always easy, but keeping emotions out gets easier as apathy sets in. I think that's their plan.


    Will anyone seek to dissolve the IRS? No. People will just have them sic the other guy. Again this is not directed at anyone in particular, but that's where things are going.


    BTW, I know this headline was posted in the other thread.
    Bingo! You hit the nail on the head! The IRS is targeting everybody except the billionaire class that actually runs the government. By ethnic group they happen to typically not be black or Christian for that matter. I have nothing against the billionaire class. I'd like to be in that class before I die as long as I can get there without selling my soul. There's more I could say about who really runs this country....but that's the third rail and I'm not going to touch it. Even black people can't criticize that group without getting canceled.
    9/11 Thermate experiments

    Winston Churchhill on why the U.S. should have stayed OUT of World War I

    "I am so %^&*^ sick of this cult of Ron Paul. The Paulites. What is with these %^&*^ people? Why are there so many of them?" YouTube rant by "TheAmazingAtheist"

    "We as a country have lost faith and confidence in freedom." -- Ron Paul

    "It can be a challenge to follow the pronouncements of President Trump, as he often seems to change his position on any number of items from week to week, or from day to day, or even from minute to minute." -- Ron Paul
    Quote Originally Posted by Brian4Liberty View Post
    The road to hell is paved with good intentions. No need to make it a superhighway.
    Quote Originally Posted by osan View Post
    The only way I see Trump as likely to affect any real change would be through martial law, and that has zero chances of success without strong buy-in by the JCS at the very minimum.

  14. #12
    Bankers desperately want to get black folks and other minorities into the contractual banking (and taxation) system, since minority economies have centered greatly on physical cash transactions, which otherwise do not involve contracts with banks and/or the IRS. Cashapp and the like is a major method to do it. Cash transactions are voluntary and non-contractual with the IRS, since FRNs are statutorily a claim on the Treasury, not the Fed (IRS is collection agency for the Fed-->IMF). The fine print of the various digital 3rd party provider agreements is that they will report transactions to the IRS as required by tax code. $600 statutory limit is relevant to this agenda now.

    Why do you think every bank website has homepage pictures of minorities "enjoying" their banking access? Go look for yourself. It's a subcontext of the woke agenda. Older minority generations are wary of "the man" and used cash and taught that to later generations. Breaking that pattern is required if physical cash is to be eliminated.
    Last edited by devil21; 03-15-2023 at 02:32 AM.
    "Let it not be said that we did nothing."-Ron Paul

    "We have set them on the hobby-horse of an idea about the absorption of individuality by the symbolic unit of COLLECTIVISM. They have never yet and they never will have the sense to reflect that this hobby-horse is a manifest violation of the most important law of nature, which has established from the very creation of the world one unit unlike another and precisely for the purpose of instituting individuality."- A Quote From Some Old Book

  15. #13
    Quote Originally Posted by Brian4Liberty View Post
    Anyone who truly believes that "Biden actually gives a rip about or is "delivering the goods" [for] black people" is probably an ignorant, easily duped Democrat voter.

    But there are many more who are in on the scam (especially the MSM), and continually push the lie that Biden and Democrats care about poor and/or black people.
    Given the perfectly consistent results of the past 60+ years, I find it something of astonishing to observe that there is so much as a single organically intact human being in America who has yet to dope out the truth there. Prior to LBJ's Great Society (now there's some ironic label-humor for you), black folks were doing pretty good. Families were intact and piecemeal they were making strides away from the dolorous apartheid that was our beloved Jimmy Crow. Since then it has been the downward death spiral into superficiality, weak blown up egos, and race hatred for them, the latter having been nearly extinguished until that cancer called "Obama" got "his people" all worked up with his false claims.

    What I find amusing, if a bit sad, is that this new and ever so false praise of black people in every media source imaginable, is pumping black people up with all manner of hot air. I've seen, for example, this Wakanda nonsense. Nothing so cruel as telling a homely girl that she is a raving beauty.

    Back ca. 1990 I wrote a book that I never published. It was a wake up call to black people in that it was a total confabulation about a hidden black society that was outwardly no different from the rest of black African cultures, but was inwardly highly advanced. I admit that part of my motivation had that hint of said cruelty to it, but the greater point of my having written it was to have had it act as the armature of an experiment. I was curious to see whether black people, taken statistically, would pull their heads out of their asses, inspired by my story, and choose to stop playing the victim or the ghetto gangster and make all good for themselves aboard the same boat in which the rest of us find ourselves. It was quite a tale, but in the end I decided against it as my reality-fueled skepticism was stronger than my hope. I was in no mood to have to look over my shoulder for the rest of my life after letting everyone in on the punchline.

    All this utter nonsense suggesting that the world we know, the technologies and philosophies, were stolen from black Africans, presumably in pander to that very audience, is cruelty of the highest order. I see this going nowhere good, ever.
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  16. #14
    Quote Originally Posted by jmdrake View Post
    YOU DIDN'T ACTUALLY READ THE ARTICLE YOU LINKED TO DID YOU!!!!

    Admit it. You just read the headline. Nowhere in the article does it actual quote from any executive order of Biden at all, let alone an executive order directing the IRS to target white and Asian taxpayers. What the article actually says is that a conservative groups has accused the Biden administration of doing that and is asking for a FOIA request in order to prove their accusation.. If it was already in the executive order they wouldn't need the FOIA.
    I read the whole article.

    Yes, I fully understand that is what AFL is looking for and why it filed a FOIA request.

    They want to know how IRS is going "promote racial equity" and how it effect it's auditing program.

    Yellen doesn't deny that 90% of new IRS audits would affect those making under $400K
    That's because 90 percent of people don't make $400,000 a year.

    would be to scrap the income tax altogether
    Agree 100 percent.
    Another mark of a tyrant is that he likes foreigners better than citizens, and lives with them and invites them to his table; for the one are enemies, but the Others enter into no rivalry with him. - Aristotle's Politics Book 5 Part 11



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