Cue the scene from “Poltergeist”: “They’re baa-ack.” The Obamacare bailout seekers, that is.
Multiple Capitol Hill sources confirmed to me on Wednesday morning that the House Ways and Means Committee’s markup of health savings account (HSA)-related legislation later in the day comes with a potential ulterior motive: Committee and leadership staff want to resurrect this spring’s failed Obamacare “stability” legislation—and see the HSA provisions as a way to do so.

When former senator Rick Santorum (R-PA) talked about the problems “if we don’t fix Obamacare” at an event a few weeks ago, he hit the nail on the head. After running for four straight election cycles on repealing Obamacare, House leaders now seem hellbent on propping it up to save themselves from political attacks.


The leadership gambit seems simple: with the HSA provisions, placate conservatives who (rightly) don’t want to bail out Obamacare, and allow the package to pass the House solely with Republican votes—because Democrats likely won’t vote to support any “stability” legislation imposing robust pro-life protections. With Democrats intending to make Obamacare premium increases an issue in the November elections, House leaders think the vote would inoculate vulnerable Republicans from political attacks by the Left.
But a “stability” vote would demoralize the Right, by showing how completely Republicans have caved on their repeal promises. It would also set a horrible precedent, officially declaring Obamacare “too big to fail,” which would put taxpayers on the hook for an ever-increasing flow of bailout funds.
That flow would soon vastly overwhelm any small amount of HSA incentives that conservatives received in exchange for their vote. Eventually, lawmakers would run out of other people’s money to spend propping up Obamacare.


Moreover, while some of the HSA-related bills contain clear wins for conservatives, others do not. In fact, several of the bills on the Ways and Means Committee’s agenda contain their own potential policy pitfalls.
The best bills on the Ways and Means agenda contain broad policies that will expand HSAs’ reach. In this group: A bill increasing HSA contribution limits; another bill allowing seniors eligible for (but not enrolled in) Medicare Part A to continue making HSA contributions; and legislation ensuring that all Obamacare bronze and catastrophic plans qualify for HSA contributions.
Other, more targeted measures that would expand the types of services HSA plans can cover could have a mixed effect. By allowing coverage for more services below a plan’s high deductible, they could draw more people to choose HSA coverage, but could also raise premiums for HSA plans.


Most troubling: The two pieces of legislation on the committee’s agenda not directly related to HSAs. The description of one bill hints at its inherent flaw:
The bill provides an off-ramp from Obamacare’s rising premiums and limited choices by allowing the premium tax credit to be used for qualified plans offered outside of the law’s exchanges and Healthcare.gov. In addition, it expands access to the lowest-premium plans available (‘catastrophic’ plans) for all individuals purchasing coverage in the individual market and allows the premium tax credit to be used to offset the cost of such plans.

Given that Republicans ran on repealing Obamacare, why does this bill focus on expanding Obamacare’s subsidies—extending it to off-exchange plans, and allowing more types of insurance policies to qualify for subsidies?

More at: http://thefederalist.com/2018/07/11/...accounts-bill/