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Thread: If You Owe the IRS Money, You Might Get a Call from a Private Debt Collector

  1. #1

    Default If You Owe the IRS Money, You Might Get a Call from a Private Debt Collector

    https://twocents.lifehacker.com/if-y...a-p-1794009882

    https://www.congress.gov/bill/114th-...e-bill/22/text

    Kristin Wong, 4/05/17

    If you owe the IRS money, be prepared for some changes. The IRS will now use private debt collectors for overdue federal debt, which might confuse some taxpayers. Here’s what you need to know.

    The program was authorized by Congress late last year and it basically allows private collection agencies to collect outstanding tax payments on behalf of the IRS. As Consumerist points out, this raises all sorts of questions:

    Will taxpayers disregard these calls because they think they’re a scam? How can consumers tell the difference between someone collecting a legitimate tax debt and a con artist? What if the contracted debt collectors resort to bad behavior like threatening arrest or generally harassing people?
    For their part, the IRS acknowledged these concerns on a web page explaining the new program. Here are the basics of what you should know.

    Not All Debt Will Go to Private Collections

    According to the bill, a private debt collector will only take over under a specific set of circumstances.

    These agencies will only take over accounts if several criteria are met:

    • The IRS removes the debt from their active inventory due to a lack of resources or because they can’t locate the taxpayer.
    • Over a third of the “applicable limitation period” has passed and there’s no IRS employee assigned to collect the debt.
    • The debt was assigned to collection but more than 365 days have passed without interaction with the taxpayer (or a third-party) for purposes of furthering collection of the receivable.

    Also, the IRS listed some specific instances in which it won’t move accounts to private collectors. These instances involving taxpayers who are:

    • Deceased
    • Under the age of 18
    • In designated combat zones
    • Victims of tax-related identity theft
    • Currently under examination, litigation, criminal investigation or levy
    • Subject to pending or active offers in compromise
    • Subject to an installment agreement
    • Subject to a right of appeal
    • Classified as innocent spouse cases
    • In presidentially declared disaster areas and requesting relief from collection


    If you get a call from a private agency, they have to return your account to the IRS if any of these situations apply.

    You’ll Get a Notice From the IRS First

    If your debt is indeed sent to collections, the IRS will let you know. You’ll get a written notice that your accounts are being transferred, and you’ll get a second, separate letter confirming the transfer.

    Here are the specific collection agencies they’re working with:

    • CBE Group
    • ConServe
    • Performant
    • Pioneer


    So what about tax scams? Keep in mind, the IRS still won’t just randomly call you out of the blue. They’ll send you notice through the mail first:

    Even with private debt collection, you shouldn’t receive unexpected phone calls from the IRS demanding payment. When people owe tax, the IRS always sends several collection notices through the mail before making phone calls.
    The said, they still want taxpayers to be vigilant, and they keep a list of specific tax scams here.

    You Still Have Some Protections

    Also, these private collectors still have to follow the rules in the Fair Debt Collection Practices Act. Some of these rules include:

    • They can’t call you before 8 a.m. or after 9 p.m
    • They can’t call you at work if you’ve told them not to
    • They can’t falsely claim you’ve committed a crime
    • They can’t misrepresent the amount you owe
    • They can’t threaten you with harm or arrest for lack of payment.


    If you run into these problems with the private collector, the IRS urges you to report it to the Treasury Inspector General for Tax Administration (TIGTA). You can call at 800-366-4484, visit www.tigta.gov, or write to:


    Treasury Inspector General for Tax Administration
    Hotline
    Post Office Box 589
    Ben Franklin Station
    Washington, DC 20044-0589

    If it’s a threat, they suggest you contact the TIGTA Office of Investigations in your area.
    Last edited by timosman; 09-22-2017 at 05:40 PM.
    The essential English leadership secret does not depend on particular intelligence. Rather, it depends on a remarkably stupid thick-headedness. The English follow the principle that when one lies, one should lie big, and stick to it. They keep up their lies, even at the risk of looking ridiculous.



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  3. #2

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    Some of the resulting US code:

    http://uscode.house.gov/view.xhtml?r...dition:prelim)

    What a joke:

    "(1) In general.-The amendments made by subsections (a) and (b) [amending this section] shall apply to tax receivables identified by the Secretary [probably means Secretary of the Treasury] after the date of the enactment of this Act [Dec. 4, 2015].
    The essential English leadership secret does not depend on particular intelligence. Rather, it depends on a remarkably stupid thick-headedness. The English follow the principle that when one lies, one should lie big, and stick to it. They keep up their lies, even at the risk of looking ridiculous.

  4. #3

    Default

    The gentleman from Kentucky takes the credit.
    The essential English leadership secret does not depend on particular intelligence. Rather, it depends on a remarkably stupid thick-headedness. The English follow the principle that when one lies, one should lie big, and stick to it. They keep up their lies, even at the risk of looking ridiculous.

  5. #4

    Default

    Big problem here. SCAMS.

    There have been scams that have been running for years that target the elderly. If the IRS is now gonna resort to private debt collectors, how are the elderly, especially those with mental conditions such as Alzheimers supposed to tell the difference between an actual IRS debt collection and one of those $#@!ing Indian scams that try to call my house nearly DAILY?

    The authorization of IRS using Debt Collectors just screwed over a $#@! load of gullible people by making it even harder to tell the difference between Legit and Scam.

    ---

    Yes, I do believe the IRS itself is a scam, and Taxation is Theft. However, it is very difficult even for the most enabled people to fight back against the IRS when they have the power of the US Govt behind them.
    1776 > 1984

    The FAILURE of the United States Government to operate and maintian an
    Honest Money System , which frees the ordinary man from the clutches of the money manipulators, is the single largest contributing factor to the World's current Economic Crisis.

    The Elimination of Privacy is the Architecture of Genocide

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    Our central bank is not privately owned.

  6. #5

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    Hmm...turning over collection operations to collection agencies while the current IRS is dismantled? I'm sure the tax reform issue will end up being a huge overhaul of the system. Way, way more drastic than anyone expects.

    Also, the IRS listed some specific instances in which it wonít move accounts to private collectors. These instances involving taxpayers who are:

    Deceased
    Under the age of 18
    In designated combat zones
    Victims of tax-related identity theft
    Currently under examination, litigation, criminal investigation or levy
    Subject to pending or active offers in compromise
    Subject to an installment agreement
    Subject to a right of appeal
    Classified as innocent spouse cases
    In presidentially declared disaster areas and requesting relief from collection
    These read off as applying to open cases that would fall under "old law" and would have to be resolved under that "old law".
    "Let it not be said that we did nothing." - Ron Paul

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  7. #6

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    If the IRS turns crap over to collection agencies they will never get pd . 1) , nobody of sound mind would think it was real . 2) , nobody pays collection agencies .3) , these people have nothing to steal or the govt would have already taken it .4) When in doubt refer to 2) Govt gone full retard .

  8. #7

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    Quote Originally Posted by oyarde View Post
    If the IRS turns crap over to collection agencies they will never get pd . 1) , nobody of sound mind would think it was real . 2) , nobody pays collection agencies .3) , these people have nothing to steal or the govt would have already taken it .4) When in doubt refer to 2) Govt gone full retard .
    There should be a way to redirect these calls to the idiot who created the law.
    The essential English leadership secret does not depend on particular intelligence. Rather, it depends on a remarkably stupid thick-headedness. The English follow the principle that when one lies, one should lie big, and stick to it. They keep up their lies, even at the risk of looking ridiculous.






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