Swedes already figured out how to avoid negative interest rates

[devil21]

By overpaying taxes. Smart swedes! At least until the government decides to stop repaying over-payments.

http://www.businessinsider.com/swedi...uch-tax-2017-2

The Swedish government is being forced to refund billions in taxes after Swedes deliberately paid too much as a consequence of the negative interest rates being implemented in the country.

[Zippyjuan]

From what I can find, only banks borrowing from their central bank are subject to negative interest rates. Personal accounts are not currently charging them (some are zero percent but so are some accounts in the US like checking accounts. Bank deposit rates: https://sweden.deposits.org/deposits/seb/

[oyarde]

I have an account with a life ins co that actually pays interest . My bank accounts amount to nothing as far as paying interest , even at several thousand dollars it is under the reportable amount for filing taxes .