Well, I guess I should be happy, TN was supposed to be +36% and we're ONLY +25.5%. My cheapest plan for my family is $643/mo with a $12k deductible.....what exactly is the point of health insurance with a $12k deductible.
#!@$!#@$$#!@$ Team Blue and Team Red #@$!#$@#$!#@$!@#$
Yes but you're also 25% closer to free socialized healthcare, as this was good step in that directionOriginally Posted by jbauer
- Kim KardashianIt's all about taking action and not being lazy. So you do the work, whether it's fitness or whatever. It's about getting up, motivating yourself and just doing it.
Donald Trump / Crenshaw 2024!!!!
My pronouns are he/him/his
It is a tax dummy - http://news.yahoo.com/blogs/the-tick...135554880.html
Just like SS. How much government can you afford?
Think of this $#@! the next time you are in line with SNAP Mom buying 2 liters and boxes of Zebra Cakes. It is for the greater good.
It's literally a tax on life.
"One thing my years in Washington taught me is that most politicians are followers, not leaders. Therefore we should not waste time and resources trying to educate politicians. Politicians will not support individual liberty and limited government unless and until they are forced to do so by the people," says Ron Paul."
Breathing became expensive in this country.
Obamacare isn't about paying for the welfare mom. She had nothing to do with this other than being the public excuse for the program. Obamacare is about allowing the crony-capitalists to continue to run the massive health care scam for a few more years.
The proper concern of society is the preservation of individual freedom; the proper concern of the individual is the harmony of society.
"Who would be free, themselves must strike the blow." - Byron
"Who overcomes by force, hath overcome but half his foe." - Milton
free? Right.....
"Liberty lies in the hearts of men and women; when it dies there, no constitution, no law, no court can save it; no constitution, no law, no court can even do much to help it."
James Madison
"It does not take a majority to prevail ... but rather an irate, tireless minority, keen on setting brushfires of freedom in the minds of men." - Samuel Adams
Μολὼν λάβε
Dum Spiro, Pugno
Tu ne cede malis sed contra audentior ito
I think the way it works is that healthcare gets more and more expensive until government comes in, saves the day, and makes it free. Like Canada.
Apparently government is only one who knows how to keep costs down.
- Kim KardashianIt's all about taking action and not being lazy. So you do the work, whether it's fitness or whatever. It's about getting up, motivating yourself and just doing it.
Donald Trump / Crenshaw 2024!!!!
My pronouns are he/him/his
Insurance companies were all in until it turned out that the whole thing in a fraud.
We discontinued health care coverage for employees last year after we could no longer afford it.
Out of every one hundred men they send us, ten should not even be here. Eighty will do nothing but serve as targets for the enemy. Nine are real fighters, and we are lucky to have them, upon them depends our success in battle. But one, ah the one, he is a real warrior, and he will bring the others back from battle alive.
Duty is the most sublime word in the English language. Do your duty in all things. You can not do more than your duty. You should never wish to do less than your duty.
God damn that type of $#@! pisses me off. You can almost predict who's on snap in front of you at the grocery store based on their cart. Hohos, Doritos and Mountain Dew all name brand. Not sure if I've ever seen one of those fat cows with a piece of fruit or vegetables in their cart.
That's just because you're a selfish 1%er just kicking the common man in da nuts.
From the horse's mouth: https://www.healthcare.gov/how-plans-set-your-premiums/
Obamacare Rating Variables
Factors that CAN NOT affect premiumsAge: Premiums can be up to 3 times higher for older people than for younger ones.
Location: Where you live has a big effect on your premiums. Differences in competition, state and local rules, and cost of living account for this.
Tobacco use: Insurers can charge tobacco users up to 50% more than those who don’t use tobacco.
Individual vs. family enrollment: Insurers can charge more for a plan that also covers a spouse and/or dependents.
Plan category: There are five plan categories – Bronze, Silver, Gold, Platinum, and catastrophic. The categories are based on how you and the plan share costs. Bronze plans usually have lower monthly premiums and higher out-of-pocket costs when you get care. Platinum plans usually have the highest premiums and lowest out-of-pocket costs.
Lets just go through some of the simple consequences of this pos:Insurance companies can’t charge women and men different prices for the same plan.
They also can’t take your current health or medical history into account. All health plans must cover treatment for pre-existing conditions from the day coverage starts.
(1) Young aged individuals have a price floor at 1/3 of the oldest and most expensive users of plan premium.
(2) Men will receive the same pricing as women (despite not being able to give birth which is one of the most expensive and common healthcare costs)
(3) You will pay the same rate as someone who has pre existing and ongoing health problems (ie guaranteed to use plan premium).
Because businesses are not in this game to lose money, they will charge the high users of healthcare the max rate which just so happens to be the rate you (a healthy/average individual) pay.
Last edited by jclay2; 11-06-2015 at 08:57 PM.
exactly!!!!
mine is $5000.00 per year!!!!!!! it does NOTHING to help me be healthy, or responsible. i am paying these $#@!ers to not OWE more money for not supporting these $#@!ers!!!!
Thanks for your contribution to the American Healthcare system.
We really do appreciate it.
- Kim KardashianIt's all about taking action and not being lazy. So you do the work, whether it's fitness or whatever. It's about getting up, motivating yourself and just doing it.
Donald Trump / Crenshaw 2024!!!!
My pronouns are he/him/his
Shut up slave. We expect money from you at the end of the year whether you work or not. Your choice.
you're very much welcome! i hope the people in higher positions choke on my big giant massive dick right down their throat as i shoot massive amounts of bs and stolen money down their pipe hole. ( throat).......MY LOAD). unless theyre gay....then just $#@!in read people!!!!!
I don't pay anything for health care premiums. I have an HSA and put my money in there.
Now, since this law, I've had to sign up for something called a "high deductible consumer health plan", but the premiums are comparatively low and my company covers them. However, if I lost my job for some reason, I'd keep up the HSA and pay the fine (tax) instead of paying those insane premiums.
"And now that the legislators and do-gooders have so futilely inflicted so many systems upon society, may they finally end where they should have begun: May they reject all systems, and try liberty; for liberty is an acknowledgment of faith in God and His works." - Bastiat
"It is difficult to free fools from the chains they revere." - Voltaire
The plan were going to go for is $10k/yr for a young family of 4. Parents mid 30s kids under 7.
That's a frigging mortgage payment or half a car a year.
The medical system really is a joke. My wife has Type I diabetes and has already had two "high risk" pregnancies. In 4 years, I think she has probably stayed a total of 7 days in a hospital between two births. Our youngest had two days in the Nicu for low blood sugar. Appointments through that entire time couldn't have take up more than 50-60 hours, most of which was waiting in a Dr's office. The only other expense she incurred was regular insulin and glucose testing supplies. Somehow, in 4 years, our insurance has been billed to the tune of $ 140k.
Bonanza!
I am not looking forward to turning 25...
My mother in law was forced to buy insurance due to Obamacare. She never had it before and she doesn't make much money at all. She was always able to afford her doctor visits without it though. If she didn't still live with her parents, I don't know how she'd pay the bills without help from us. Even when she gets medicaid and SS we'll eventually have to help out. All these government handouts make everyone's care needlessly expensive especially for the working poor. Those with jobs just getting by are incentivized to quit their jobs and get on welfare. It's admirable that she never did that.
Last edited by fr33; 11-08-2015 at 12:29 AM.
$800/month premium and $5,250 deductible was the 2015 plan. Haven't gotten the 2016, but expecting a double-digit increase.
$15k/year is only slightly more than my mortgage.
Why pick and choose? There's room enough on the gallows for them all.
"I shall bring justice to Westeros. Every man shall reap what he has sown, from the highest lord to the lowest gutter rat. They have made my kingdom bleed, and I do not forget that."
-Stannis Baratheon
I have never had a mortgage exceeding 10k per yr.
$175k loan at 4.25 is 10k a yr. alone.
throw on insurance taxes and if your under 20% some pmi and that loan figure probably drops all the way to 125k or so.
Not hard to do these days. We've got acerage and several outbuildings as well as a business on site. Ours is in well excess of $10k a yr.
I'd rather go Galt.
Out of every one hundred men they send us, ten should not even be here. Eighty will do nothing but serve as targets for the enemy. Nine are real fighters, and we are lucky to have them, upon them depends our success in battle. But one, ah the one, he is a real warrior, and he will bring the others back from battle alive.
Duty is the most sublime word in the English language. Do your duty in all things. You can not do more than your duty. You should never wish to do less than your duty.
You're missing the long con while debunking the short con. Mom's box of chemical comprised "faux food" cakes (no doubt loaded with gmo and stuff you can't pronounce) and gmo corn syrup corrosive soda will result in her and her kids ending up sick and cancerous sooner than you think. That's not an accident. However, in order to provide some semblance of care to the masses that are being sickened by the cheap and intentionally unhealthy food supply, the system must be changed to spread the burden of care across the population, while they slowly die off. Obamacare is the incremental conditioning step toward that socialist health "care" system. This is the depopulation agenda in a nutshell. Sorry to be the bearer of bad news but it is a longer term agenda than just a temporary bonanza for insurance companies.
"Let it not be said that we did nothing."-Ron Paul
"We have set them on the hobby-horse of an idea about the absorption of individuality by the symbolic unit of COLLECTIVISM. They have never yet and they never will have the sense to reflect that this hobby-horse is a manifest violation of the most important law of nature, which has established from the very creation of the world one unit unlike another and precisely for the purpose of instituting individuality."- A Quote From Some Old Book
It is no longer a question of "Do not ask what your country can do for you, but what you can do for your country" as Kennedy put it, but rather "How much can your Govt take from you without compensation of any form". Citizens no longer the things to be protected, but the resources to be bought, mined, and sold. We have truly become enslaved to the Corporations in this country once again.
1776 > 1984
The FAILURE of the United States Government to operate and maintain an Honest Money System , which frees the ordinary man from the clutches of the money manipulators, is the single largest contributing factor to the World's current Economic Crisis.
The Elimination of Privacy is the Architecture of Genocide
Belief, Money, and Violence are the three ways all people are controlled
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