Why not debtors' prison?

[Tpoints]

Actually, during that time the government just kept making it harder and harder for people to make ends meet.

So it's not the lender's fault. What if they didn't?

Do you really and truly think there are no records of who goes through bankruptcy? Seriously?

Yes, I thought that. So tell me, does that mean they're ruined for life? If not, why not? Do lenders keep falling for them or forced to lend them?

Or, specifically, how is the current system of telling the lender "you can $#@! off, you're not getting paid back and we're not going to let you pursue this debtor anymore" any better?