I think you guys are unfairly attacking Tpoints. Assuming you're not an anarchist, jailing debtors is an interesting question. There's a fine line between theft and not paying back a loan, correct? What if someone borrowed money with no intention of ever paying it back? What if you pay cash for car and they never give it to you? Is that theft? Ultimately however I agree that a debtors prison would be a bad idea from a practical standpoint. I think a good compromise is to strengthen bankruptcy laws.