My blog: www.12knowmore.com
"You can ignore reality, but you can't ignore the consequences of ignoring reality." -- Ayn Rand
Again, of course, it could be said that OP could perhaps manage his finances better but that shouldn't be the point, the point is that he & his wife are 5 times more productive (100000:20000) compared to those other families & yet he & his wife are far from enjoying 5 times the living standard, which as has been said, must get us to question the system more than questioning OP's finances; agreed, OP went a little overboard in a hyperbolic sense in saying that "they're living BETTER than me" but the fact that the difference between their lifestyles is not even close to 5:1 should be alarming, we should be more irate about the gross misapplication of resources that are being STOLEN from OP than his finances
How he manages his finances, how much he gives to Church is his business but the amount of money that's sucked out of him (& millions of us) is the problem & it's NOT just about the income tax, people think about it right away because it's "visible" but there's much much more that people pay indirectly through corporate-taxes & others which are simply passed on to the people & no group, government or any other, should be able to STEAL all that money from people who've earned through contracts of mutual consent & then government uses a little bit of that money to BUY VOTES by fostering socialism & gobbles up most of the rest without a trace, that's the problem & that's what we should be focusing on
As has been said before, blaming OP for taking the student-loan is justifiable to a degree BUT let's not overlook the government's role in causing the prices of education to skyrocket, if it wasn't for government, may be he would still have been in debt but it would be much less & OP would have more disposable income as he should & for that, government must share the blame.
There is enormous inertia — a tyranny of the status quo — in private and especially governmental arrangements. Only a crisis — actual or perceived — produces real change. When that crisis occurs, the actions that are taken depend on the ideas that are lying around. That, I believe, is our basic function: to develop alternatives to existing policies, to keep them alive and available until the politically impossible becomes politically inevitable
- Milton Friedman
Currently I work 2 jobs and 1 of them is working minimum wage ($7.70/hr) at Wendy's. I bust my ass at that job too. I get pissed off because I end up doing twice the work of people half my age because they're all a bunch of lazy entitled little snots who are compelled to text every 5 seconds... and I still get paid exactly the same as them. There are no raises because our store is a small low profit store. Become a shift manager and you get a whopping $.70 an hour more. I was a manger until I realized how absolutely worthless that was.
There have been people who've lost their jobs in the steel industry and the coal mines who've come in to work at Wendy's and quit within a few weeks because they couldn't hack it. It wasn't that it was beneath them, they just couldn't keep up and remember the list of 20some things that were their responsibilities. And honestly, it really is sucky thankless job.
All you said was just that, take your order, bring your food, refills, and cash register/computer. Just more frequent and hectic. WOW, I didn't imagine you had to place utensils on the table, that's SLAVERY!Then you have to find time to turn ring the order up to give them the check which takes several minutes using the touchscreen computer. All while two tables are waving glasses for refills, one's food is up, one wants dessert, and you just got sat a new table that you've got to take silverware and get their drink order. Anyone who think all waitstaff does is take their order and bring them food has no clue what actually goes on in a restaurant. And I absolutely LOVED that job. Good exercise and decent money for a single mom (no welfare) who was also going to college at the same time.
That's bad management, but don't bust your ass if you think you can get away with it.Currently I work 2 jobs and 1 of them is working minimum wage ($7.70/hr) at Wendy's. I bust my ass at that job too. I get pissed off because I end up doing twice the work of people half my age because they're all a bunch of lazy entitled little snots who are compelled to text every 5 seconds... and I still get paid exactly the same as them.
So you live and learn. Sounds like you can perfectly understand why you're not given a raise, but you don't when your customers are "low profit consumers".There are no raises because our store is a small low profit store. Become a shift manager and you get a whopping $.70 an hour more. I was a manger until I realized how absolutely worthless that was.
But you get a guaranteed pay, that's the tradeoff, and the pay is only as good as t he market allows.There have been people who've lost their jobs in the steel industry and the coal mines who've come in to work at Wendy's and quit within a few weeks because they couldn't hack it. It wasn't that it was beneath them, they just couldn't keep up and remember the list of 20some things that were their responsibilities. And honestly, it really is sucky thankless job.
Maybe you don't mind waiting 15 minutes for a waitress to get to you, but most people want you at their table within one minute to get their drink order. If you're not there in 5, they'll either go complain or they'll get up and leave. And silverware... yeah you gotta go back in the back and pester the dishwasher to collect it and run it through. Half the time, you have to separate it and put it through yourself and then rack it up separating the spoons, knives, and forks, then take it to the front and put it in the bins, and then wrap it all while at the same time 2 new tables were just sat, foods up for 2 tables, one wants dessert and another wants a check. Then you go to get the drink order, come back to find there's no glasses, so then you gotta go back make sure they've been run through the dishwasher and then carry the 30lb container to the front. In that time, one of your tables is pissed because they're food is STILL sitting in the window and the other's dessert order is up. It's not this lazy slacker kind of job that you think it is. NO ONE, even homeless people would or could do it for $3/hr. And if you want some toothless alcoholic with hepatitis serving your food, good luck.
Besides I think waiting tables is much more a free market principle. Instead of a guaranteed government mandated minimum wage, you get what you earn. You do a good job, you get paid more. And you also take the risk of getting stiffed. All part of the job.
I have to wonder though how much of other people's spit (or other gross thing) you've eaten because there are some nasty servers out there. If you're a known non-tipper, there are those who will stoop to that.