03-24-2017, 06:39 PM
Quick story. My friend's mother had skin cancer. Went for years to the same doctor. This was even before she had the cancer. Obamacare came along and she could not go to her same doctor. She fought tooth and nail with the insurance company. Of course she lost. She went back to her own doc. She offered to pay them in cash for a discount. They said yes. She is paying *much much* less for all the tests and procedures. The secretary said the office *hates* and I mean hates to deal with insurance companies. They never know how much reimbursement they will get back. I know other people who offer cash for discounts. If you have a doctor that does it, great. I don't think it ever hurts to offer them cash. Some will negotiate.