I've decided to go cash as much as possible. Frankly it's easier since I don't have to deal with reviewing a bunch of mundane purchases and making payments every month. Plus credit cards are specifically designed to make you spend more. If they didn't, what's the value proposition to accept them?
Here are a few more gems from the comments:
"C'mon Rand, you're supposed to be a "Lawmaker." Make some tougher laws then."
" Congressional authority would be nice, but, this country is so divided politically, it would be hard to get anyone to agree even within party lines. No Mr. Paul, the president did not need your permission."