• Zippyjuan's Avatar
    Today, 02:09 AM
    https://www.businessforhome.org/2017/12/stemtech-into-bankruptcy/ Update: http://behindmlm.com/companies/stemtech-chapter-11-bankruptcy-now-a-chapter-7-liquidation/ Good luck with things! I certainly would not send them any money for anything.
    26 replies | 375 view(s)
  • Zippyjuan's Avatar
    Today, 01:27 AM
    The website seems to hide their prices pretty well. That is a red flag. You can get a whole pound of bulk blue green algae (which is what Aphanizomenon flos-aquae is) from Walmart for $20. https://www.walmart.com/ip/NuSci-Spirulina-Powder-500g-1-1lb-Bulk-Pure-Fresh/155494113?wmlspartner=wlpa&selectedSellerId=13302&adid=22222222227100778041&wl0=&wl1=g&wl2=c&wl3=233922187805&wl4=pla-385795192001&wl5=9061184&wl6=&wl7=&wl8=&wl9=pla&wl10=117889304&wl11=online&wl12=155494113&wl13=&veh=sem A multi level marketing selling program. http://behindmlm.com/mlm-reviews/cerule-review-algaceutical-products-with-autoship-recruitment-focus/
    26 replies | 375 view(s)
  • Zippyjuan's Avatar
    Today, 01:07 AM
    Russia defaulted on their debt in 1998. Iceland in 2008. Greece in 2012. Mexico in 1994. What assets were seized by creditors in those events?
    11 replies | 227 view(s)
  • Zippyjuan's Avatar
    Today, 12:29 AM
    In Sight Dead Kennedys Who's that kid in the back of the room Who's that kid in the back of the room He's setting all his papers on fire He's setting all his papers on fire Where did he get that crazy smile
    117 replies | 1819 view(s)
  • Zippyjuan's Avatar
    Today, 12:22 AM
    So if I buy a US Treasury I can trade it in on people? If the government ever defaults on Treasuries, you get squat. You can't say "I want that statue from the Smithsonian instead!" Not like a car loan is backed by the value of your car and they can take that if you fail to make payments. If the government decides to stop paying on their borrowing (Treasuries) and you own one or more, you get.... nothing. It is unsecured debt. Your car loan was secured- the government debt is not. You are kind of right- their value is based on their ability to tax but the are not backed by anything beyond the word of the government.
    11 replies | 227 view(s)
  • Zippyjuan's Avatar
    Yesterday, 11:38 PM
    I can't disagree with that. Some just want to be recognized or famous so they copy other shooters who got attention. Here is a sample:
    117 replies | 1819 view(s)
  • Zippyjuan's Avatar
    Yesterday, 11:32 PM
    If a family of four has one wage earner and they have say employer covered insurance, then that is four people (not just one) not paying health insurance premiums. Employer coverage may not necessarily be 100% of premiums- that was an example- but the employer is still picking up a considerable portion of that amount. I have employer coverage and only pay $20 a month towards my premiums. So as far as the CPI is concerned, my health insurance costs are $120 a year. All those government programs and employer plans greatly lower the costs for the average person's insurance costs. If one pays $100, one pays zero, one pays $200 and one pays $5000, the average expense is $1325. The more people you have paying little to no insurance premium costs, the lower the average expenses for insurance premiums are for the entire population. Employer plans, CHIP, Medicare, Medicaid, uninsured.
    54 replies | 824 view(s)
  • lilymc's Avatar
    Yesterday, 11:29 PM
    Apparently they also get stem cell injections… But TBH I'm not sure if these are from fetuses or what.
    26 replies | 350 view(s)
  • Zippyjuan's Avatar
    Yesterday, 11:21 PM
    Like America in Afghanistan and Iran, Russia has been "in the process" of leaving for several years now. Peace is right around the corner. Or maybe the next corner. Every year he says he is withdrawing his troops from Syria. More of their "drawdown" from just a few days ago: http://tass.com/defense/1004567
    6 replies | 144 view(s)
  • lilymc's Avatar
    Yesterday, 11:08 PM
    I agree completely. I'm not saying that racism doesn't exist. I know it does. But I think it's obvious that there's an agenda to pit groups against eachother, as well as keep us distracted. When it comes to race, in recent years if they're not handpicking certain news stories to foment division, they will outright create stories or events for that purpose. And recently, some of these incidents feel so freakin fake to me. Plus, remember that propaganda is basically legal.
    83 replies | 1184 view(s)
  • Zippyjuan's Avatar
    Yesterday, 11:01 PM
    Did you see the other list? https://www.k12academics.com/school-shootings/history-school-shootings-united-states They count 17 in the 1950's and eleven in the 1960's.
    117 replies | 1819 view(s)
  • Zippyjuan's Avatar
    Yesterday, 10:56 PM
    If your employer is covering 100% of your health insurance premiums, your costs are zero. If you are under Medicaid and don't pay any insurance premiums, your out of pocket insurance costs are zero. If one family is paying for example $5000 a year and the other two are paying zero, then the average person is paying $1600- not $5000. The portion of your insurance costs paid by somebody else are not counted as part of your (the average person's) expenses. CPI attempts to calculate what the average person actually pays out of their own pockets. Most people have somebody else paying most if not all of their insurance costs (actually they are paying too- it is in the form of lower wages in the case of employer paid insurance or higher taxes in the case of government funded/ subsidized insurance premiums). The figure is not based on what average premiums are since it has to account for people who have no premiums as well. Out of 325 million in the US, 53 million have Medicare. 155 million get insurance through their employer. 27 million have no insurance. 57 million get theirs through Medicaid or CHIP. Ten million were on Obamacare but got subsidies. All those people were paying little to no money out of their own pockets or at least below average for their medical insurance. Those add up to 300 million people or 90% of the population.
    54 replies | 824 view(s)
  • lilymc's Avatar
    Yesterday, 10:43 PM
    I didn't see your post before, but I'm glad I'm not the only one who had that feeling. The other video of a lawyer raging about people speaking Spanish also has a very fake feel to it.
    83 replies | 1184 view(s)
  • lilymc's Avatar
    Yesterday, 10:29 PM
    Am I the only one who thinks this whole incident feels kinda fake? So a woman calls the cops on some black people, and it just so happens that someone is there to film the whole thing? And she doesn't mind being filmed? :rolleyes: What's interesting is that apparently there's a bunch of these types of incidents recently, all of which have gone viral. Gee, it sure seems like someone is trying to fan the flames of racial division and/or keep us distracted from other things going on in the world. I didn't even watch the whole video, but the few minutes I did watch feel kinda staged to me.
    83 replies | 1184 view(s)
  • Danke's Avatar
    6 replies | 366 view(s)
  • Danke's Avatar
    Yesterday, 09:52 PM
    Suzanimal before marriage?
    26 replies | 350 view(s)
  • Zippyjuan's Avatar
    Yesterday, 09:45 PM
    Thank you for the link. That is what they say. Also keep in mind that this is the average person direct costs. If your insurance is from your employer, only your out of pocket counts towards the CPI insurance costs. If you are covered by the VA or Medicare, again, only the portion of that insurance you are paying is counted. Not everybody is paying $5000 a year themselves for their insurance. https://en.wikipedia.org/wiki/Health_insurance_coverage_in_the_United_States
    54 replies | 824 view(s)
  • Danke's Avatar
    6 replies | 366 view(s)
  • Zippyjuan's Avatar
    Yesterday, 09:20 PM
    http://money.cnn.com/2018/05/17/news/economy/china-us-trade-talks/index.html
    11 replies | 227 view(s)
  • Zippyjuan's Avatar
    Yesterday, 08:59 PM
    US Treasuries are not backed by anything but dollars. There is no collateral behind them. They can't demand anything else (oil, gold, etc) for them though they could sell their Treasuries (lowering the value of them) and use that money to buy those things if they wanted to.
    11 replies | 227 view(s)
  • Zippyjuan's Avatar
    Yesterday, 08:52 PM
    Turkey's currency sucks. Even Turks keep most of their money outside their own currency plus they have double digit inflation. He is trying to prop it up (but won't do gold backed currency). He did suggest the IMF demand that all their loans be repaid in gold. Turkey has 582 tonnes which at $1300 an ounce would be worth about $24 billion- of that, about 28 tonnes were stored in the US. For comparison, the US has over 8,000 tonnes. Their annual trade deficit is $77 billion or three times their gold reserves. https://www.forbes.com/sites/stevehanke/2017/12/03/how-gold-would-fix-turkeys-achilles-heel-the-lira/#a374b3f2cb21 One tonne (metric ton) of gold- Turkey had 28 times this in New York:
    12 replies | 191 view(s)
  • Zippyjuan's Avatar
    Yesterday, 06:50 PM
    I would not trust conservatives to do it either.
    117 replies | 1819 view(s)
  • Zippyjuan's Avatar
    Yesterday, 06:47 PM
    They are not allowed to do that. They must retain a fraction of deposits in reserve- hence the term "fractional reserve banking". Note in this chart that loans (red) only rarely are greater than deposits (blue).
    54 replies | 824 view(s)
  • Zippyjuan's Avatar
    Yesterday, 06:20 PM
    Numbers of shootings per year (per 100 million people to account for population changes): Victims per year (per 100 million people- includes injuries along with deaths)
    117 replies | 1819 view(s)
  • Zippyjuan's Avatar
    Yesterday, 06:13 PM
    Actually violence goes back a long ways. Even to the 1800's in this country. https://www.k12academics.com/school-shootings/history-school-shootings-united-states Modern weapons just make it easier to kill larger numbers at one time.
    117 replies | 1819 view(s)
  • Zippyjuan's Avatar
    Yesterday, 06:04 PM
    Fist fights expanded to use knives and then to hand guns. Each level let you stay farther away from the victim. An arms race. If he is going to hit you, you need a knife to protect yourself. If he is going to have a knife, you need a gun. If he has a pistol, you want a better gun. In China or Japan they are more likely to use knives because the don't have many guns. There also used to be sanitariums you could send off people to if you thought they were crazy. Now you just give them pills. There isn't an easy answer. More guns won't help. Banning guns won't help. Can't lock everybody up for what they might do.
    117 replies | 1819 view(s)
  • Danke's Avatar
    Yesterday, 05:50 PM
    I already got one.
    23 replies | 262 view(s)
  • Danke's Avatar
    26 replies | 350 view(s)
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