• Zippyjuan's Avatar
    Today, 09:45 PM
    Thank you for the link. That is what they say. Also keep in mind that this is the average person. If your insurance is from your employer, only your out of pocket counts towards the CPI insurance costs. If you are covered by the VA or Medicare, again, only the portion of that insurance you are paying is counted. Not everybody is paying $5000 a year themselves for their insurance. https://en.wikipedia.org/wiki/Health_insurance_coverage_in_the_United_States
    46 replies | 701 view(s)
  • Danke's Avatar
    5 replies | 346 view(s)
  • Zippyjuan's Avatar
    Today, 09:20 PM
    http://money.cnn.com/2018/05/17/news/economy/china-us-trade-talks/index.html
    5 replies | 102 view(s)
  • Zippyjuan's Avatar
    Today, 08:59 PM
    US Treasuries are not backed by anything but dollars. There is no collateral behind them. They can't demand anything else (oil, gold, etc) for them though they could sell their Treasuries (lowering the value of them) and use that money to buy those things if they wanted to.
    5 replies | 102 view(s)
  • Zippyjuan's Avatar
    Today, 08:52 PM
    Turkey's currency sucks. Even Turks keep most of their money outside their own currency plus they have double digit inflation. He is trying to prop it up (but won't do gold backed currency). He did suggest the IMF demand that all their loans be repaid in gold. Turkey has 582 tonnes which at $1300 an ounce would be worth about $24 billion- of that, about 28 tonnes were stored in the US. https://www.forbes.com/sites/stevehanke/2017/12/03/how-gold-would-fix-turkeys-achilles-heel-the-lira/#a374b3f2cb21 One tonne (metric ton) of gold- Turkey had 28 times this in New York:
    12 replies | 166 view(s)
  • Zippyjuan's Avatar
    Today, 06:50 PM
    I would not trust conservatives to do it either.
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 06:47 PM
    They are not allowed to do that. They must retain a fraction of deposits in reserve- hence the term "fractional reserve banking". Note in this chart that loans (red) only rarely are greater than deposits (blue).
    46 replies | 701 view(s)
  • Zippyjuan's Avatar
    Today, 06:20 PM
    Numbers of shootings per year (per 100 million people to account for population changes): Victims per year (per 100 million people- includes injuries along with deaths)
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 06:13 PM
    Actually violence goes back a long ways. Even to the 1800's in this country. https://www.k12academics.com/school-shootings/history-school-shootings-united-states Modern weapons just make it easier to kill larger numbers at one time.
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 06:04 PM
    Fist fights expanded to use knives and then to hand guns. Each level let you stay farther away from the victim. An arms race. If he is going to hit you, you need a knife to protect yourself. If he is going to have a knife, you need a gun. If he has a pistol, you want a better gun. In China or Japan they are more likely to use knives because the don't have many guns. There also used to be sanitariums you could send off people to if you thought they were crazy. Now you just give them pills. There isn't an easy answer. More guns won't help. Banning guns won't help. Can't lock everybody up for what they might do.
    102 replies | 1566 view(s)
  • Danke's Avatar
    14 replies | 193 view(s)
  • Danke's Avatar
    20 replies | 290 view(s)
  • Zippyjuan's Avatar
    Today, 05:40 PM
    I guess he took them from his father (or perhaps his father gave them to him). https://www.khou.com/article/news/crime/santa-fe-shooting-suspect-targeted-people-he-didnt-like-officer-says/285-553862431 Should we restrict guns for people seen as mentally unstable? Background checks prior to sales perhaps? Maybe get the kid on some meds or into some treatment before he hurts somebody? Should everybody be monitored?
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 05:25 PM
    Lots of questions without answering mine. I was trying to stick with the points you raised. Now you are changing them again. The Congress determines welfare (assuming you mean things like food stamps types of welfare and not just general well- being of people). They write the spending and tax laws. That happens no matter what you have for money or banking. Same as above. You can have debt under any money or banking system. But lenders do take on risk. The risk you don't pay them back. That is why they ask for interest. Both for a profit for the service they provide as well as to pay for those who do not pay off their loans. Riskier borrowers are charged higher interest due to their higher risks of not paying the money back.
    46 replies | 701 view(s)
  • Zippyjuan's Avatar
    Today, 05:18 PM
    Any links to him being on meds? His attorney says there were none. https://www.ksat.com/news/texas/reports-of-active-shooter-at-houston-area-high-school
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 05:14 PM
    https://www.usatoday.com/story/news/2018/05/20/texas-school-shooting-suspect-targeted-teen-who-rejected-him-mom-says/626861002/ No indications latest shooter was on any meds.
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 04:53 PM
    What is "fractional reserve lending" and how is it different from other forms of lending? What is it about lending or what particular forms of it are you against?
    46 replies | 701 view(s)
  • Zippyjuan's Avatar
    Today, 04:52 PM
    Most mass shootings happen where there are large numbers of people. There are hundreds of thousands of "gun free zones" where there has not been a mass shooting. https://www.motherjones.com/politics/2015/05/james-holmes-diary-aurora-gun-free-zones-debunked/ More including copies of his notes at link.
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 03:09 PM
    They still do.
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 03:04 PM
    What is "fractional reserve lending" and how does it differ from other forms of lending? Are you talking about banks borrowing from the Central Bank (Federal Reserve in the US) or anybody borrowing from any bank? Are you saying banks should not make any loans? Can people loan money to banks (make deposits)? Should all deposits be kept in cash and under lock and key and not one penny let out (a 100% reserve banking system)? Trying to clarify what we are discussing. Fractional Reserve Banking is a system where a bank must keep at least some fraction of deposits in reserve and not loan out that money. Alternative systems would be zero reserve banking (where they can loan out 100%) or Full Reserve banking where banks are not allowed to loan out any deposits. Zero reserve would be the freest form and 100% the most interference in a free market. You can have fractional reserve banking with a gold standard if you want and with or without a Central Bank. Not being able to borrow money will considerably slow your economic growth. Companies will have a hard time expanding without access to credit.
    46 replies | 701 view(s)
  • Zippyjuan's Avatar
    Today, 02:54 PM
    So if the government gave everybody a gun there would be zero crime? "With more weapons, there would be no more wars". (guns on a global scale).
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 02:50 PM
    Just to be sure what you are talking about- who is loaning money to who in your case? Should all loans be interest free (would you be willing to loan money out at zero interest- besides to a well known friend?) If I want to borrow money to buy a house or a car from a lender, should the government prevent that? If he wants to charge me for borrowing that money (interest) and I agree, should the government say we can't do that? Or should the market determine borrowing and interest rates?
    46 replies | 701 view(s)
  • Zippyjuan's Avatar
    Today, 02:44 PM
    School shootings are thankfully rare (though they get lots of publicity). There aren't ways you can legislate and prevent them. More guns. Less guns.
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 02:35 PM
    Did the presence of other guns deter the shooter from firing in the first place? No. That is not show ending gun free zones will end shootings. (I am not arguing against owning guns). Rand agrees actually. That was in response to the Florida shooting. http://wjla.com/news/connect-to-congress/sen-paul-calls-gun-control-a-complicated-issue-10-08-2017 He has also said: http://wjla.com/news/connect-to-congress/sen-paul-calls-gun-control-a-complicated-issue-10-08-2017
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 02:32 PM
    It was known to all that there were armed guards at the school. That did not deter the shooter.
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 02:22 PM
    Did that work in this case? Most school shootings are because the shooter had a beef with somebody at the school- not because there would be no other guns around (tens of thousands of schools have no armed people there and don't experience shootings).
    102 replies | 1566 view(s)
  • Zippyjuan's Avatar
    Today, 02:20 PM
    The bullets don't actually go around corners. The optics allows the shooter to see what the gun sees so he can hold the gun around a corner (or overhead) rather than poking his head around.
    4 replies | 247 view(s)
  • Zippyjuan's Avatar
    Today, 02:15 PM
    It is interesting to note that he has had no leaks about anything since the election. Reminds me of George W. Bush's re-election campaign. When polls got closer, they (not Wikileaks but the government) would release some vague raise in the terrorism threat. Once the election was over, they stopped.
    8 replies | 114 view(s)
  • Zippyjuan's Avatar
    Today, 02:12 PM
    So you can breastfeed in public now?
    1 replies | 61 view(s)
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