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  • Kilrain's Avatar
    07-07-2018, 07:02 PM
    Blast from the past: I like how the "freaks" in the clip actually remind you of some of the freaks you see these days.
    5 replies | 108 view(s)
  • Kilrain's Avatar
    07-02-2018, 01:02 PM
    My wife seems to have hacked your account. :p
    35 replies | 561 view(s)
  • Kilrain's Avatar
    07-02-2018, 12:43 PM
    I don't worry about the future, but I do look towards the future. Which means having the security of a healthy cushion to land on if something goes wrong. Keeping X years of expenses in cash on hand, investing money and getting rid of debt. Knowing that you can just take a year off and spend it on a beach in the West Indies is worth more to me than actually doing it. Until I really feel it's what I need. There's work to live, and there's live to work. For right now, I live to work, since work is a large part of what gives my life meaning. Call it Lutheran morals. At some point, I might just call it quits, but only if and when I have enough. Stress is just life, without it you become complacent and useless.
    35 replies | 561 view(s)
  • Kilrain's Avatar
    07-02-2018, 12:14 PM
    Well, I guess I'm very conservative when it comes to money. I don't chase returns, but focus more on saving steadily. And I just don't like being in debt. So the yield would have to be a lot more than 1.5 % for me to even start thinking about putting money there instead of paying off the mortgage. Like I said, we put money into mutual funds each month, it should be enough of an investment offset as opposed to just getting rid of debt. Not that I mind gambling, though I prefer games where the odds are on your side, like the ponies and poker.
    35 replies | 561 view(s)
  • Kilrain's Avatar
    07-02-2018, 11:56 AM
    Well, then I guess I'm an idiot. We're dumping most of our excess cash into paying off the mortgage. Even with an interest rate of 1.50 % (1.0ish % after tax deductions), I can't see any better place to put the money right now. Everything seems so horribly overpriced that paying off debt seems like the way to go. We put a chunk of change into mutual funds each month, and I'm thinking about buying some more PMs. But other than that, what else is there?
    35 replies | 561 view(s)
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