limequat
09-26-2014, 09:29 AM
An idea I had, does this make sense?
In the event that a persons civil rights were violated by a government agency, that person could file a claim with a Patriot Insurance agency.
Let's walk through an example. Say 1M people purchase "Patriot Insurance" at $100 a year. There's an annual kitty of $100m. Say one of the insured was John Crawford III - who was recently executed in Walmart for holding an air rifle- and he had a $50 Million wrongful death clause in his insurance.
Though not quite justice, the Crawford family would get some compensation for their loss. Also, the Patriot Insurance Company would now have a $50million dollar incentive to sue the pants off of the Beaverton police. In fact, since their business model depends on it, they would probably have some pretty fierce lawyers on staff to make sure that they don't loose profits on this scenario.
What if Patriot Insurance Company offered speeding ticket protection? Wherein subscribers had the insurance company pay their traffic tickets? The average person gets 1 ticket every six years to the tune of about $100. That's about a $17m annual expense for Patriot Insurance Company. I bet they would LOVE to get the traffic laws changed to be more fair.
What if Patriot Insurance discovered that there was a high risk of police misconduct at -say- contested Republican conventions. Would it be in the company's best interest to provide armed guards for their subscribers?
In the event that a persons civil rights were violated by a government agency, that person could file a claim with a Patriot Insurance agency.
Let's walk through an example. Say 1M people purchase "Patriot Insurance" at $100 a year. There's an annual kitty of $100m. Say one of the insured was John Crawford III - who was recently executed in Walmart for holding an air rifle- and he had a $50 Million wrongful death clause in his insurance.
Though not quite justice, the Crawford family would get some compensation for their loss. Also, the Patriot Insurance Company would now have a $50million dollar incentive to sue the pants off of the Beaverton police. In fact, since their business model depends on it, they would probably have some pretty fierce lawyers on staff to make sure that they don't loose profits on this scenario.
What if Patriot Insurance Company offered speeding ticket protection? Wherein subscribers had the insurance company pay their traffic tickets? The average person gets 1 ticket every six years to the tune of about $100. That's about a $17m annual expense for Patriot Insurance Company. I bet they would LOVE to get the traffic laws changed to be more fair.
What if Patriot Insurance discovered that there was a high risk of police misconduct at -say- contested Republican conventions. Would it be in the company's best interest to provide armed guards for their subscribers?