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View Full Version : What would you say if I said I could solve health care, poor care, and retirement ?



GunnyFreedom
04-26-2011, 03:25 AM
Life Storage Account (LSA) Act of 2012

An account is created per citizen and guaranteed by the State of NC as authorized for LSA deposits and withdrawals free from any state tax.

Account established to allow deposits in lieu of traditional health maintenance or insurance coverage plans. Company/Employee shared contributions as traditional continue to be encouraged.

Deposit "any legal tender" as directed and if necessary procured by the client/citizen (still must explicitly legalize bullion as tender)

LSA spending is open with tax free dollars on any reasonably justifiable medical expense (aspirin at the drugstore)

Catastrophic Care Insurance coverage encouraged, payable from tax-free LSA tender.

Savings Maturity - On a First-in-First-Out basis, all tenders paid in tax free, mature to cash on a 10 year ongoing basis. (Retirement Egg)

All funds become immediately available tax free (mature to cash) at age 60. All deposits after age 60 mature to cash in one year.

At any time client/citizen may withdraw immature funds (except for matching contributions) at currently applicable income tax rate.

At NC State Level - NO STATE ENTITY may tax/levy/lien NC LSA accounts for any reason. They are 100% owned by the citizen/client.


••• Does not tax health care spending. Does not tax retirement spending. Removes income taxes from both and magnifies with employer contributions.


voluntary indigent and welfare contributions

From the non-taxed portion of the LSA a portion or allotment may be drawn for poor and indigent care on a voluntary basis per citizen/client option.

A report mut be supplied on signup and on demand detailing charitable income and outgo, and the level and depth of care serving the poor and the indigent at all contribution levels.

Indigent care coverage pool. Sole provider policy to cover "indigent services jurisdiction wide" and premiums paid from the voluntary indigent care coverage pool. Funds in surplus of the global policy pool go directly to recover treatment costs of indigent and welfare care on a per-person-served basis. All poor and indigent coverage and care funds collected on a voluntary basis.

Romulus
04-26-2011, 05:24 AM
Bump

aGameOfThrones
04-26-2011, 05:29 AM
A hmm bump.

Anti Federalist
04-26-2011, 07:21 AM
A state wide Roth IRA for healthcare, eh?

Not a bad idea.

Krugerrand
04-26-2011, 07:30 AM
At any time client/citizen may withdraw immature funds (except for matching contributions) at currently applicable income tax rate.

I'd encourage a charity provision that allows LSA funds to be transferred to another person's LSA funds without tax. I believe the limit now is $10,000. (But that may only be a Federal thing.)

I'd also encourage an inheritance provision that would exclude any LSA funds inherited to do so tax free.

Of course, that may complicate things from a getting support, etc. So, take it for what it's worth. ($0.02)

angelatc
04-26-2011, 07:34 AM
If I were a liberal, I'd say you were a racist!

What about the poooor people?

What happens when people move?

ItsTime
04-26-2011, 07:34 AM
Sounds interesting. One note: What happens to the account (tax wise) on death or when people move?