View Full Version : Has Mandatory car insurance ever been challenged?
cindy25
01-31-2011, 06:56 PM
just wondering, considering the so-far successful challenges to Obama care.
Tommy Douglas started with car insurance before his health care.
oyarde
01-31-2011, 07:00 PM
As far as I know each state has insurance requirements , which makes it legal ?
Reason
01-31-2011, 07:01 PM
I was wondering about this question earlier today...
Dr.3D
01-31-2011, 07:02 PM
Well, if I could get along without a body, like I could get along without a car, I could see their point.
cindy25
01-31-2011, 07:05 PM
As far as I know each state has insurance requirements , which makes it legal ?
I seem to remember Ohio did not, at least until the 80s.
oyarde
01-31-2011, 07:07 PM
I seem to remember Ohio did not, at least until the 80s.
I think each state has requirements , some states used to allow you to be self insured if you could prove the means .
Dr.3D
01-31-2011, 07:08 PM
Would someone like Bill Gates need to have auto insurance?
oyarde
01-31-2011, 07:09 PM
A bank lender is going to require full coverage on an auto loan. If you do not owe you can carry only liability which covers damage and injury you may do to someone else. They set minimum dollar amounts for those .
I think each state has requirements , some states used to allow you to be self insured if you could prove the means .
Yeah, in CT one can self-insure if you meet certain income requirements. New Hampshire has no auto insurance mandate whatsoever.
Austrian Econ Disciple
01-31-2011, 07:17 PM
New Hampshire has no auto-mandate, and likewise has one of the lowest rates of accidents in the country. Funny how when you have to be responsible, that it creates a more responsible and safer society.
Besides, for many people auto-insurance is a complete and total rip-off. It is fascism in its entirity.
QueenB4Liberty
01-31-2011, 07:20 PM
New Hampshire has no auto-mandate, and likewise has one of the lowest rates of accidents in the country. Funny how when you have to be responsible, that it creates a more responsible and safer society.
Besides, for many people auto-insurance is a complete and total rip-off. It is fascism in its entirity.
I didn't know that, but now that you mention it, that does make sense.
Travlyr
01-31-2011, 07:27 PM
I have often wondered why a general liability policy couldn't cover a person for their actions whether driving or not, and why a health insurance policy couldn't include medical coverage in an accident. It's a scam.
Austrian Econ Disciple
01-31-2011, 07:37 PM
I didn't know that, but now that you mention it, that does make sense.
Indeed. NH also does not have a seat belt law (The only state without one). The last few years NH has regularly come in under 50% of the national average for fatalities per 100 million miles travelled. While I do not necessarily care for empiricism, this should be case closed. Liberty & Freedom works.
aGameOfThrones
01-31-2011, 07:54 PM
Puerto Rico has a compulsory state insurance, and the banks require private (mandated) insurance, too. The States in the union do it under commerce laws, and the Federal government bribes them to pass such laws, too.
"Statutes that violate the plain and obvious principles of common right and common reason are null and void. Bennett v. Boggs, 1 Baldw 60"
QueenB4Liberty
01-31-2011, 08:02 PM
Indeed. NH also does not have a seat belt law (The only state without one). The last few years NH has regularly come in under 50% of the national average for fatalities per 100 million miles travelled. While I do not necessarily care for empiricism, this should be case closed. Liberty & Freedom works.
Freedom works indeed.
vita3
01-31-2011, 08:04 PM
great thread. thanks
mrsat_98
01-31-2011, 08:46 PM
Mandatory Car Insurance is commonly challenged in the Right to Travel battle. I got my truck out of impound without license plates, inspection, stickers, or driver's and insurance in three days. However it took a year or two of study to work of the nerve to get arrested.
pcosmar
01-31-2011, 09:03 PM
I seem to remember Ohio did not, at least until the 80s.
I remember when Michigan didn't. And I remember the (lies) sales pitch, to sell it to voters.
False advertising or breach of contract come to mind.
oyarde
01-31-2011, 09:11 PM
I remember when Michigan didn't. And I remember the (lies) sales pitch, to sell it to voters.
False advertising or breach of contract come to mind.
I think , Wed. , Thurs nights , below zero , and I am South of you .
cindy25
01-31-2011, 11:14 PM
a bank has the right to require insurance to protect a home or car they have loaned money on.
but I wonder if anyone will now challenge car insurance. if states can require car insurance, then they could also require life and home owners insurance.
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